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Hard inquiries (also known as “hard pulls”) generally occur when a financial institution, such as a lender or credit card issuer, checks your credit when making a lending decision. They commonly take place when you apply for a mortgage, loan or credit card, and you typically have to authorize them.


The Five Companies That Provide Secondary Data To Transunion, Equifax, And Experian You Should Know About.

This is a must watch interview that was skipped to the part that is relevant to this page.


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